Business Credit Cards

Standard Card

• No annual fee
• Competitive APR*
• 25-day interest-free grace period on all purchases. No grace period on cash advances.
• Available to all applicants for both Mastercard® and Visa®
• Individual and summary billing options.

Benefits

• Online account information and management available at www.cardaccount.net
• Rental car collision damage waiver protection and a host of extraordinary Mastercard benefits^**

Fees

• Other fees may be charged, these fees are listed on the downloadable application

 

Preferred Points Rewards

Features

• Earn one reward point for each dollar spent, up to 10,000 points per month
• Low annual fee of $49.00 per account
• Competitive APR*
• 25-day interest-free grace period on all purchases. No grace period on cash advances.
• Available to all applicants for both Mastercard® and Visa®

Benefits

• Redeem your rewards points for cash-back awards, retail gift cards, travel and a wide variety of merchandise including cameras, mp3 players, home theater systems, portable DVD players, sporting equipment, jewelry, luggage, electronics, video game equipment, gift cards and more.
• To view or redeem rewards points, visit www.mypreferredpoints.com or call 866-678-5191
• Online account information available at www.cardaccount.net
• Rental car collision damage waiver protection and a host of extraordinary Mastercard benefits**

Fees

• Other fees may be charged, these fees are listed on the downloadable application

 

*The Annual Percentage Rate (APR) will vary based on changes in the Index, the Prime Rate (the base rate on corporate loans posted by at least 70% of the ten largest U.S. banks) published in the Wall Street Journal. Business card rates: APR of prime+ 10.99%. The Index will be adjusted on the 25th day of each month or the business day preceding the 25th day if that day falls on a weekend or a holiday recognized by the Board of Governors of the Federal Reserve System. Changes in the Index will take effect beginning with the first billing cycle in the month following a change in the Index. Increases or decreases in the Index will cause the APR and periodic rate to fluctuate, resulting in increased or decreased Interest Charges on the Account. The Account will never have an APR over 21%. **Additional information about Mastercard and Visa cardholder benefits are provided on TIB Benefits Charts. Subject to credit approval.