Account Services

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Cashier's Checks

Secure Transactions with Cashier's Checks

We offer cashier's checks as a secure payment method for our customers. Whether you're making a large purchase or need a guaranteed form of payment, our cashier's checks provide peace of mind and reliability.

Why Choose a Cashier's Check from F&M Bank?

  • Security: Each cashier's check is issued directly from our bank, ensuring funds are guaranteed against counterfeiting or fraud.

  • Reliability: Ideal for transactions where personal checks or cash may not be accepted, such as real estate purchases or large transactions.

  • Convenience: Obtain a cashier's check quickly and efficiently at any of our branch locations during regular business hours.

How to Obtain a Cashier's Check:

  1. Visit a Branch: Stop by any branch with valid identification.

  2. Provide Details: Provide the payee's name and the exact amount needed for the cashier's check.

  3. Issuance: Upon verification, we'll issue the cashier's check payable to the designated recipient.

Fees:

Our cashier's checks are available for a $5 fee, reflecting our commitment to transparent banking services.

Additional Information:

For more details on cashier's checks or to find the nearest branch, please contact our customer service team at 405.715.1100.

Digital Banking

Online Banking

  • Free, secure, and easy-to-use service for F&M Bank customers
  • Available for personal and business needs
  • Manage a number of banking activities anytime, anywhere with internet access:
    • View account balances
    • Transfer funds between F&M Bank accounts
    • Receive account alerts
    • Online document requests
    • Stop payment requests1
    • View images of checks and deposit slips
    • Reorder checks
    • And more
  • Make more time for yourself; fewer bank trips necessary
  • Print or download to popular Quicken® and QuickBooks® software
  • Encrypted software to protect your financial information

Online Bill Pay

  • Pay one-time or recurring bills with ease:
    • Schedule payments in advance
    • Set up payment reminders
    • Ensure payments are received on time
    • Have all payee information in one convenient place
    • Retain funds until paper drafts are presented for payment
  • Avoid paper clutter
  • More secure than paper billing

To Get Started

Signing up for online banking is easy. Enroll today.

eStatements

  • Save paper and help the environment
  • Fast, free, and easy alternative to paper statements
  • Easier to retrieve info when needed
  • Eliminate a paper trail
  • Reduce chances of fraud and identity theft
  • Arrive faster than paper statements
  • Simplify recordkeeping
  • Easily access past statements
  • Ability to download for permanent storage or print if needed
  • Receive email notice when new e-statement is ready

Mobile Banking

  • Fast, free, and secure service for F&M Bank online banking customers
  • Easily keep track of your finances on-the-go:
    • View account balances
    • Deposit checks
    • Review history
    • Transfer funds between accounts
    • Receive alerts
    • Pay bills
  • Available via any web-enabled mobile phone or device
  • Access to Credit Score
    • A FREE service within mobile banking that helps you stay on top of your credit
    • Daily access to your credit score
    • Access to your full credit report
    • Real-time credit monitoring alerts
    • Credit score simulator
    • Special credit offers
    • Financial tips & education
  • Utilize this service in two convenient ways:
    • Web browsing
    • Mobile app for select Apple® and Android™ devices
  • Save valuable time and effort; avoid an extra trip to a branch 

Mobile Deposit

  • Deposit checks anytime, anywhere from your mobile phone*
  • Free service for customers with an F&M Bank checking account
  • Save time, avoid unnecessary trips to a branch

Deposit your check in just a few quick clicks:

  1. Select the checking account into which you want to make the deposit
  2. Take a picture of the front and back of your check, following the on-screen instructions (make sure you sign it)
  3. Enter the check amount
  4. Verify that everything on the screen is correct, then hit "Submit"
  5. We'll confirm that the check has been received

1Fees may apply.

Notary Services

Exclusively for customers, we offer professional notary public services to help you authenticate important documents with ease. Whether you need to notarize contracts, legal documents, or financial agreements, our experienced notaries are here to assist you.

Coin Counting

We make it simple to count and convert your coins into cash or deposit them into your account. Whether you’ve been saving spare change or need to cash in a coin jar, our convenient coin counting services are here to help.

How It Works

  1. Bring Your Coins – Visit a participating F&M Bank branch with your loose change. (Call to ensure coin machine is available at specific branch)
  2. We'll Count Them For You – Approach any of our friendly tellers and we'll take care of the rest with our coin counting machine. 
  3. Receive Your Funds – Choose to receive cash or deposit the amount directly into your F&M Bank account.

Benefits of Using Our Coin Counting Service

Fast & Convenient – No need to sort or roll your coins!
Accurate & Secure – Our machines provide an exact count for your peace of mind.

Coin Counting Fees

  • F&M Bank Customers: Free.
  • Non-Customers: A small 10% fee of total counted with a $10 min.

Stop by today and turn your change into something more!

24-Hour Telephone Banking

  • Call 405-373-2224 from any touchtone phone
  • Free, safe, way to access your account information
  • Available 24 hours, 7 days a week
  • Check balances, transfer funds, or make payments
  • Access from your office, home, or on the go

Night Deposit

Night Deposit Service allows customers to securely deposit funds outside of regular banking hours. Whether you operate early in the morning or late at night, it provides a safe and easy way to make deposits. Deposits will be credited the morning of the next business day.

Safe Deposit Boxes

Be Confident Your Valuables are Safe

Keep your most treasured valuables and important documents safe in one of our safe deposit boxes. They come in a variety of sizes and are subject to availability. Check with your local branch to see what sizes they have available. When you set-up auto debit from your checking account you will receive a $5 discount

3x5 5x5 3x10 4x10 5x10 8x10 10x10 15x10 Late Fee $15
$31 $35 $45 $50 $55 $62.50 $81 $91 Key Repl. $30

Wire Transfers

Wire transfer are one of the fastest and most secure ways to move funds electronically whether across town, across the country, or internationally. Send payments to vendors, transfer money to family, or make business transactions, our wire transfer services provides:

  • Speed - Funds are typically transferred the same day or within 1-2 business days.
  • Security - Transactions are encrypted and verified for your protection.
  • Convenience - Send and receive funds directly to and from your account.
  • Global Reach - Transfer money domestically and internationally with east.

Sending Wire Transfer:

To send a wire transfer you'll need recipient's name, account number, and bank routing details (SWIFT/BIC for international transfers. Our team will verify your request, and once approved, the funds will be securely transferred.

Receiving Wire Transfer:

To receive a wire transfer provide the sender with your name as it appears on your account, bank account number, our routing number. For international Wires provide SWIFT Code.

A fast, safe way to transfer money between accounts, nationally and internationally. Ask about wire transfers at your local F&M Bank branch.

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