Compare Our Personal Accounts
High Interest
BonuSelect Checking
Learn MoreBest For
Higher Balances
Rewards
- 4.07% APY+ on balances less than $20,001
- 4.07% to 0.11% APY on balances equal to or greater than $20,001 depending on balance in account*
- 0.01% APY if qualifications are not met
- Refunds on ATM withdrawal fees, nationwide (up to $20 monthly)*
Monthly Service Fee
$0
Free ATMs?
Refunds on ATM withdrawal fees, nationwide (up to $20 monthly)*
Free online banking with bill pay?
Yes
Free debit card?
Yes
Minimum Opening Deposit
$50
Cash Back
BonuSelect Cash Back Checking
Learn MoreBest For
Debit Card Transactions
Rewards
- 2.50% APY+ cash back on debit card purchases**
- Cash back earned on up to $200 in purchases monthly
- Earn up to $60 cash back per year, $5 per month**
Monthly Service Fee
$0
Free ATMs?
Refunds on ATM withdrawal fees, nationwide (up to $20 monthly)**
Free online banking with bill pay?
Yes
Free debit card?
Yes
Minimum Opening Deposit
$50
View All Accounts
+Annual Percentage Yield. All APYs accurate as of 11/21/23. Rates may change after account is opened.
BonuSelect Checking: *Balances equal to or greater than $20,001 earn 0.11% APY, resulting in a range of 4.07% to 0.11% APY depending on the average daily balance. When the qualifications are not met the APY on your account will be 0.01%. The advertised BonuSelect Checking APY is based on compounding interest. Domestic ATM fees incurred during qualification cycle will be reimbursed up to $20 and credited to account on last day of monthly statement cycle. Monthly qualification cycle means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Fees may reduce earnings. Limit one account per SSN. ATM receipt must be presented for reimbursement of an individual ATM fee of $5 or higher. See BonuSelect truth in savings disclosures for more details of other benefits and qualifying requirements. Transactions may take one or more banking days from the date transaction was made to post to and settle on the account.
BonuSelect CashBack Checking: **Receive 2.50% APY cash back on debit card purchases that post to and settle on account during monthly qualification cycle up to a total cash back of $5 per monthly qualification cycle. ATM-processed transactions do not count toward qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one business day prior to the first day of the current statement cycle through one business day prior to the close of the current statement cycle. Domestic ATM fees incurred during the qualification cycle will be reimbursed up to $20 if qualifications are met within monthly qualification cycle. Transfers between accounts do not count as qualifying transactions. Fees could reduce earnings. Limit one account per SSN. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher. See BonuSelect Cash Back truth in savings disclosures for more details of other benefits and qualifying requirements. Transactions may take one or more banking days from the date transaction was made to post to and settle on the account.